Most PiA fellows with loans are eligible for some type of student loan deferment. The majority of PiA positions allow you to apply for an economic hardship deferment. Fellows at high-salary positions should apply for a forbearance that will defer the principal monthly payments but allow your loans to accrue interest throughout the year. Generally the interest accrued is not expensive and can be paid during the fellowship. Fellows will recieve more information about student loan deferments at orientation.